Sunday, February 4, 2018

グッドモーニング フロム ハワイ!

今日もステキな一日でありますように!



ランキングに参加中。クリックして応援お願いします!

にほんブログ村 海外生活ブログ ハワイ情報へ
にほんブログ村

アロハストリートのブログランキングにも参加中です。
ぜひ、こちらも↓↓↓クリック↓↓↓して応援お願いします!!

My Home in Hawaii:ハワイ不動産

Friday, February 2, 2018

KOMBUCHA, 昆布茶ではありません!


昨日は、ちょうどよく発酵しているコンブチャをボトル詰めしました。
酸味も出てきて、炭酸も丁度いい具合。

2ガロンは入るだろう大きな陶器の入れ物で第一発酵。
すでに4日経過しているもので、
丁度いい感じでスコービー(菌)が育ってます。

このビールの空き瓶(以前ドイツにいた時によく主人が飲んだ
オランダのビール)は、第二次発酵に最適!このまま1週間は、
暗所でほったらかしにします。
ラベルにボトリングした日付を記入。緑茶と紅茶2種類作っているので、
日付のとなりにはGをつけました。

お外で写真撮影。美味しくなってね〜!

ランキングに参加中。クリックして応援お願いします!

にほんブログ村 海外生活ブログ ハワイ情報へ
にほんブログ村

アロハストリートのブログランキングにも参加中です。
ぜひ、こちらも↓↓↓クリック↓↓↓して応援お願いします!!

My Home in Hawaii:ハワイ不動産


Thursday, February 1, 2018

Brought to you by Yuriko Barrett.
Real Estate News February 2018
Six tips when considering a HELOC for Home Renovations
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Homeowners looking to undertake home renovations can often use a home equity line of credit or HELOC to finance their projects. Here are six quick tips on how to shop for and manage a HELOC:
Home Loan Scale

Shop around. Comparison shop to get the best rate.

Ask about the margin. If you're offered a rate that's lower than the competition, it's probably just an introductory rate, so ask about the lender's margin. For example, if the introductory rate is 3.5 percent and your lender's margin is 2 percent, your final interest rate will be 5.5 percent.

Consider a conversion clause. Some HELOCs allow you to convert a variable interest rate to a fixed rate, usually during the draw period (5-10 years).

Watch out for balloon payments. Balloon payments mean that you must pay the balance in full when the draw period is up. Do not choose this option unless you have the financial means to handle it.

Create a family plan. Decide what the money will be used for and who will handle the funds. Keep in mind, you can lose your home if the HELOC is not handled properly. Create a payback plan. Come up with a reasonable plan for how the loan will be paid back.
Can You Really Grow a Winter Garden in the Kitchen?
By John Voket
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Indoor Garden Now that winter weather has descended on much of the country, there are still loads of things a homeowner can grow to keep the freshest of ingredients available for winter culinary adventures.

Tammi Hartung at birdsandblooms.com offers a step-by-step guide to establishing a year-round indoor garden that can supply the freshest of ingredients from a tiny space. She advises you to look around your house and choose your best location - and don’t limit yourself to the kitchen.

Basil, chives, mints and parsley are just a few that do very nicely in pots with bright indirect light. It might surprise you to know you don’t need direct sunlight for growing most herbs; the indirect light most of us get will work fine.

East-, south- and west-facing windows should all give your herbs enough light, especially if you set up a small table or use a counter that keeps plants about a foot away from window glass.

Tricia Drevets at offthegridnews.com says start with a few basics, such as oregano, thyme, parsley, basil and rosemary. Then add a few others that your family particularly enjoys in their favorite meals. Cilantro? Dill? Chives?

She advises to check your garden center for high-quality seeds or for healthy and vigorous-looking starter plants. Or maybe find a selection of starter plants in your grocery store’s produce section as well.

Drevets says if your herb garden is in your kitchen, the plants should get some additional humidity from your use of the sink or dishwasher. If not, lightly mist them with a water spray bottle.
QUESTIONS? Visit yurikobarrett.c21-email.com